Free payroll tool

Salary Calculator Nigeria

Estimate monthly take-home pay (gross to net) in Nigeria.

Nigeria-first Gross → Net 2026+ rules

Gross → Net Estimate

Estimate PAYE and take-home salary using your AccessRA PAYE engine (same logic as the advanced tool).

Open advanced PAYE tool
Advanced inputs (optional) Deductions + Rent relief
Deductions setup
Tune deductions for a closer estimate.
Advanced
Rent relief (annual, claim-based)
Relief = min(20% of annual rent, ₦500,000). Applied only if claimed + verified.
Annual
Rent relief is an annual tax relief (not a cash deduction). If claimed but not verified, it will be excluded.

Result

Enter your salary details and click Calculate take-home.

How this calculator works

  • Uses your existing AccessRA PAYE logic (same engine as the advanced calculator).
  • Shows period amounts for your selected frequency and annual reference values for trace base.
  • Rent relief is an annual tax relief (not cash withheld).

FAQ

Does this include pension and NHF?
Yes, if you provide the inputs or enable NHF. You can also enter NHIS/HMO and life assurance amounts.
Why is rent relief annual even if I select monthly?
Rent relief is a statutory annual relief. The engine applies it to annual taxable income, while your “monthly view” remains a display of period results.