Free payroll tool

Net-to-Gross Salary Calculator Nigeria

Estimate gross salary needed to hit a target monthly take-home pay in Nigeria.

Nigeria-first Net → Gross 2026+ rules

Target Take-home → Gross Salary

Back-solve the estimated gross salary needed to achieve a target take-home amount using the same AccessRA PAYE engine.

Open advanced PAYE tool
Advanced inputs (optional) Deductions + Rent relief
Deductions setup
These directly affect the gross needed to hit your target net.
Advanced
Rent relief (annual, claim-based)
Relief = min(20% of annual rent, ₦500,000). Applied only if claimed + verified.
Annual
If “Claimed” is checked but “Verified” is not, the engine will exclude rent relief and show a warning.
Legal cliff note: minimum-wage exemption and the 0% band can create a discontinuity (“tax cliff”). AccessRA solver prefers the legally consistent least-tax solution when multiple numeric solutions exist.

Result

Enter your target take-home pay and click Estimate gross salary.

Best use cases

  • Offer structuring for candidates (target take-home → gross)
  • Salary benchmarking and compensation planning
  • Budgeting payroll costs for scenarios in Nigeria

FAQ

Why can gross salary change with the same target take-home?
Different deduction settings (pension, NHF, NHIS/HMO, life assurance, allowances) change the net outcome. If the minimum wage exemption applies, the tax cliff can also produce different legal outcomes.
Can I use this for annual salary planning?
Yes. Switch frequency to annual and estimate on a yearly basis.